Warren Buffet wins big by going zig when everyone else zags.

Of course, it helps to have the cash to make those calls – both for when they win and when they sometimes lose. The Oracle of Omaha is doing just fine on that front, but cash is hard to come by for just about everyone in the current financial-economic situation. So anyone with cash access already has a leg up.

What millions of working people are discovering is their best source of cash is themselves. That works really nicely if there is a fund set aside for investing. But even if you don’t have such a fund, for short-term goals and investments you can access money that will be yours in the near future.

We’re talking about your future pay. With personal payday loans, you can get an approximation of your next paycheck a week or two in advance. Given the quickly moving pieces in the capital markets, those investments might not wait for your payday, so getting some fast cash in advance can put you at a big advantage.

Here is how they work:

There are other ways of getting fast loans – borrow from friends or family, maybe from your boss or perhaps from “that guy” who is a friend of a friend – but few provide a clearly defined contract with loan terms laid out in front of you. It is the private, safe and secure way to access cash today.